VISITORS TO CANADA INSURANCE

    Everyone knows travelling can be costly. Travel insurance helps protect you and your loved ones. This insurance is essential for visitors who are not eligible for the country’s public healthcare system and need financial protection against unexpected medical expenses during their stay.

    Visitor insurance is available to individuals who are not eligible for the Canadian public healthcare system, including tourists, temporary residents, international students, and workers with valid visas or permits. It is essential for visitors to have insurance coverage as Canadian healthcare services can be expensive for those without insurance.

    • An emergency medical coverage
    • Options to cover stable pre-existing illness
    • The policy can be terminated for early departures
    • Coverage from 10k to 300k 
    • Deductibles starting as low as $0

    Emergency medical coverage

    Most travel insurance covers ambulance and hospital stay (semi-private) rooms, Diagnostic work (X-rays. Lab tests, etc), physicians or surgeons, prescription drugs, and accidental dental (up to a specified amount typically $4,000). As always you should consult with your advisor ahead of time to determine the best plan for you. 

    Pre-existing Conditions

    One of the main issues you might have when travelling is covering pre-existing conditions. With our plans, we cover stable pre-existing conditions. This is case by case but assuming you have a stable track record for over 6 months you should be able to get travel coverage.

    Policies can be terminated for early departures

    Whether you are travelling for business or pleasure, trips may be ended early. This becomes more common than you realize. That’s why you can cancel your coverage if you need to end your trip early. No questions asked. 

    Coverage Amounts

    How much coverage do you need? Our coverage ranges from 10k to 300k depending on what you need.

    Deductible starting as low as $0

    Everyone knows most coverage comes with a deductible. This is the amount you will have to pay out of pocket before using your travel coverage. Many companies have between $0 and $10,000 in deductible before you file a claim. 

    Most people, they will choose to pay a deductible simply because the company they go with doesn’t have a $0 deductible option. The other reason you would choose to pay and have a deductible is that it will lower your cost for coverage

    Premiums and Cost

    The cost of Visitor insurance premiums depends on factors such as the visitor’s age, health status, coverage amount, deductible, and policy duration. Premiums are typically paid as a one-time payment for the entire duration of the policy or on a monthly basis. We can compare quotes from different insurance providers to find visitors the most suitable coverage at an affordable price.

    In summary, Visitors to Canada insurance provides essential medical coverage for individuals visiting the country temporarily. It offers financial protection against unexpected medical expenses and ensures that visitors have access to healthcare services during their stay. Visitors should obtain insurance coverage before traveling to Canada to avoid potential financial burdens and ensure a smooth and worry-free trip.

    For more information or help purchasing visitors to Canada insurance, reach out to us and one of our advisors would be happy to help!